Business Line of Credit
Other variations of verification systems are devoted by eCommerce merchants to determine if the user's narrative is valid and able to accept the charge. These will normally involve the cardholder http://www.noblebusinessloans.com/ providing additional information, such as the security code printed on the back of the card, or the address of the cardholder.
A 2006 documentary film titled Maxed Out: Hard Times, Easy Commendation and the Era of Predatory Lenders deals with this subject in detail.